Metro Field Services
"To Serve and Collect"
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Out in the Field
Collections and Process Serving Stories
Collections and Process Serving Stories
A Small Town Skip
Once again, a typical assignment. I was heading down to Southeastern
Minnesota to repo (secure, photograph, document, etc) a double-wide
mobile home. I had a property locator which, in most cases, will get you
within a city block or two of the actual address of our property.
This was one of those times where a borrower could have used a bit more
effort in communicating with our bank.
I went to the address where the home was supposed to be. All I saw was
the obvious vacant space with mail boxes on either side indicating my
address used to fit right here.
Small town skip tracing can be truly funny.
I parked in front of one of the two little pubs-just a hunch-and wandered
inside. Behind the bar was a fetching young lass, and bellied up to the
bar was an old-timer, staring into his suds. I asked the bartender if she
knew Mister So-and-so. Before she could even shrug her shoulders, the
old-timer began to speak. He didn't even break his gaze.
Still staring into the fluffy suds of his beer he said, "Well he used to live
just down the road, but now he lives in that big double-wide at..." and
proceeded to give me very detailed directions to the house. I thanked him
and left. He said nothing else.
The house was right where he said it would be. I completed the
repossession and backtracked to the little bar. My informant was gone. I
left some money with the bartender for a couple beers on his next visit
and a tip for her assistance in making my 'thank you' happen.
I never did submit that on my expense report, but the memories of a small
town skip will last much longer than a five dollar bill anyway.
Once again, a typical assignment. I was heading down to Southeastern
Minnesota to repo (secure, photograph, document, etc) a double-wide
mobile home. I had a property locator which, in most cases, will get you
within a city block or two of the actual address of our property.
This was one of those times where a borrower could have used a bit more
effort in communicating with our bank.
I went to the address where the home was supposed to be. All I saw was
the obvious vacant space with mail boxes on either side indicating my
address used to fit right here.
Small town skip tracing can be truly funny.
I parked in front of one of the two little pubs-just a hunch-and wandered
inside. Behind the bar was a fetching young lass, and bellied up to the
bar was an old-timer, staring into his suds. I asked the bartender if she
knew Mister So-and-so. Before she could even shrug her shoulders, the
old-timer began to speak. He didn't even break his gaze.
Still staring into the fluffy suds of his beer he said, "Well he used to live
just down the road, but now he lives in that big double-wide at..." and
proceeded to give me very detailed directions to the house. I thanked him
and left. He said nothing else.
The house was right where he said it would be. I completed the
repossession and backtracked to the little bar. My informant was gone. I
left some money with the bartender for a couple beers on his next visit
and a tip for her assistance in making my 'thank you' happen.
I never did submit that on my expense report, but the memories of a small
town skip will last much longer than a five dollar bill anyway.
| Timothy J Lunde... 763-498-1287 North and West Metro Fax: 763-792-1037 Shayne A Tschida...651-747-7762 South and East Metro Fax: 763-792-1037 |
| Metro Field Services PO Box 48131 Minneapolis, Mn. 55448 |
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